Three things your clients may call you about this week …

Press review Professional Adviser "(...) As the goalposts continue to move for savers, says EDHEC-Risk Institute director Professor Lionel Martellini, the necessity for future retirees to start planning now only increases. One of the key issues is that public and private pension schemes almost always deliver replacement income that is lower than labour income, he says, adding: "The gap is sometimes severe."(...) Copyright Professional Adviser https://www.professionaladviser.com/professional-adviser/news/3073048/three-thi… 2019